Phase 1
Discover
Map your payment and treasury workflows with our implementation team.
Platform Features
LumoPay gives teams complete control over spend, payouts, and operational finance with enterprise-grade security.
Payments Infrastructure
- - Domestic and international transfers in one flow
- - Smart routing for lower payment failure rates
- - Instant settlement tracking and alerts
Card Controls
- - Create virtual cards by team or campaign
- - Set spend limits, merchant locks, and expiries
- - Freeze and unfreeze cards in one click
Financial Intelligence
- - Category-level analytics across all wallets
- - Forecast next month cash burn and runway
- - Automated spending anomaly notifications
Platform Architecture Highlights
Designed for security, performance, and scale across both consumer and business use.
Role-based dashboards for admin and users
Real-time transaction visibility and alerts
KYC, AML, and audit-ready compliance tooling
Modular APIs for cards, transfers, bills, and savings
Implementation Journey
Phase 2
Configure
Set permissions, policies, limits, and approval rules for your organization.
Phase 3
Launch
Go live with guided onboarding, training sessions, and production monitoring.
Phase 4
Scale
Use analytics and automations to improve conversion, control, and reliability.